Privacy Notice
Effective date: 05/11/2025
Data Controller: Just Bridging Loans / justbridging.loans
Overview
We take your privacy seriously. This notice explains how Just Bridging Loans / justbridging.loans collects, uses, stores and shares your personal and business data when providing brokerage services (commercial, property or asset finance). Please read it carefully and contact us with any questions.
Personal Data We Collect
We only collect the information necessary to understand your financial circumstances and identify suitable funding. This includes:
Name, current and previous addresses, date of birth
Contact details (phone number, email)
Financial information (income, expenditure, assets, liabilities)
Identification documents (passport, driving licence)
Business information (trading history, financial statements, ownership details)
Other relevant details needed to verify identity or assess your finance application
We will never collect data about your religious or philosophical beliefs, political opinions, sexual orientation, or trade union membership.
Why We Collect Your Data
We use your information to:
Assess your financial circumstances and funding needs
Identify suitable finance options and submit applications to lenders
Maintain client records and manage our relationship with you
Notify you of related products and services (with your consent)
We do not sell your data or use it for unrelated marketing purposes.
Basis for Collecting Your Personal Data
Under UK data protection law, we must have a lawful basis to collect and process your data. We rely on the following:
Contractual necessity – to perform or prepare a finance agreement at your request
Legitimate interest – to manage services, maintain records, and improve offerings
Consent – to send marketing communications (you may withdraw consent at any time)
| Purpose | Lawful Basis | Retention Period |
|---|---|---|
| Assess financial circumstances | Contractual necessity | Duration of enquiry + 6 years |
| Submit applications to lenders | Contractual necessity / Legitimate interest | Up to 6 years post-application |
| Verify identity / AML checks | Legal obligation | 5 years after relationship ends |
| Manage client relationship | Legitimate interest | Up to 6 years after last communication |
| Marketing communications | Consent | Until you opt out |
| Legal / regulatory compliance | Legal obligation | As required (typically up to 6 years) |
Generally, personal data is retained for the contract duration plus 7 years where necessary to meet legal or regulatory obligations.
Who We Share Your Data With
We may share your information with trusted third parties to process finance applications or fulfil contractual obligations, including:
Credit Reference Agencies (CRAs)
Fraud Prevention Agencies
Statutory bodies (e.g. National Crime Agency, police) where required by law
External funders / lenders
Valuers and solicitors involved in transactions
All third parties are required to process your data securely and in line with UK data protection law. We will never sell your data.
Your Rights
You have the right to:
Object to processing
Request correction or erasure of your data
Withdraw consent for marketing communications
Request access to your data
Request transfer of your data to another controller (“data portability”)
Some requests may affect our ability to perform a contract or may be restricted by legal obligations. To exercise any right, contact us via the details below we will respond within 30 days.
Complaints and the ICO
If you are unhappy with how we handle your data, you can complain to the Information Commissioner’s Office (ICO).
ICO Registration Number: ZC040222
Address: Wycliffe House, Water Lane, Wilmslow, SK9 5AF
Phone: 0303 123 1113
Website: https://ico.org.uk
Cookies and Web Beacons
We use cookies to enhance your experience on our website.
Session cookies are deleted when your browser closes.
Persistent cookies help us recognise returning visitors and personalise content.
Web beacons may measure page visits and campaign performance.
No personally identifiable data is collected via cookies. You can manage or delete cookies through your browser settings.
Contact Us
If you have any questions or wish to exercise your rights, please contact:
Email: hello@justbridging.loans
Phone: 0115 990 1950
Address: Fenchurch House 12 King St, Nottingham NG1 2AS